Free SaaS scorecard
2026 SaaS Benchmark Scorecard
Compare your growth, margin, churn, and Rule of 40 performance with practical 2026 benchmark bands. Instant, private, and completely free.
Run your SaaS health check
Five metrics are enough for a fast, comparable snapshot.
C · 63/100
Your score rewards balanced growth, retention, margins, and operating scale.
2 points away from the classic 40% benchmark.
Methodology
How this calculator works
This scorecard compresses five widely used SaaS health signals into one readable grade. It is designed to start a useful conversation: a high score suggests balanced economics, while a lower score shows which operating metric deserves attention first.
The grade is a directional benchmark score, not a percentile claim. Growth receives the greatest weight, followed by profitability, revenue retention, gross margin, and scale. The Rule of 40 is displayed separately because buyers often use it as a fast balance check.
- Score annual recurring revenue growth out of 30 points.
- Score profitability and monthly churn out of 45 combined points.
- Score gross margin and operating scale out of 25 combined points.
- Calculate Rule of 40 as annual ARR growth plus profit margin.
Questions
Frequently asked questions
- What are healthy SaaS benchmarks in 2026?
- In this scorecard, annual ARR growth of 15% or more is healthy and 35% or more is excellent; monthly revenue churn of 4% or less is healthy and 2% or less is excellent; gross margin of 70% or more is healthy and 85% or more is excellent; and any positive profit margin is healthy, with 20% or more rated excellent.
- What is a good SaaS benchmark score?
- A score above 74 indicates strong, balanced fundamentals in this model. A lower result is not a verdict; it identifies the metric with the largest opportunity.
- What is the Rule of 40?
- It adds annual recurring-revenue growth and profit margin. A combined result of 40% or more is a common shorthand for balancing growth with profitability.
- Should I use customer churn or revenue churn?
- Use monthly recurring revenue churn. It better captures the financial impact of customers leaving or downgrading.
- Is my score stored?
- No. Every score is calculated locally in your browser and disappears when you close or refresh the page.
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